Tackling Risk Challenges in Community Banking

The collapse of regional banks in 2023 revealed widespread risk mismanagement and prompted regulatory scrutiny. Rising interest rates now threaten community banks, highlighting the need for robust management. University of Maryland students investigated these issues in a national case competition with local banks.

Reddit AMA: Smith’s Clifford Rossi Gives Climate Finance Insights

Reddit featured UMD professors Clifford Rossi and Tim Canty in a "climate finance" Ask Me Anything session, highlighting their collaboration in climate finance education and their new MS in Climate Finance and Risk Management degree.

Join us to explore AI's impact on global industries with Dr. Amanda Muller from Northrop Grumman and moderator Dr. Anand Anandalingam from the Smith School of Business. Learn effective AI adoption strategies.

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New UMD Smith SERC-ABA Report Defines ‘Basel III Endgame’ Flaws

Federal regulators are drafting new capital rules for banks, contested by industry experts like Clifford Rossi, Professor of the Practice and Director of SERC at the University of Maryland’s Robert H. Smith School of Business. Rossi argues against the rules as he warns of adverse economic impacts.

Smith MQF Team Excels in ‘Credit Risk Transfer’ Project for Freddie Mac

In a notable academic endeavor, students from Smith's Master of Quantitative Finance program undertook an experiential learning project, crafting a model for valuing credit risk transfer (CRT) securities for Freddie Mac. Led by Professor Clifford Rossi, their rigorous methodology and innovative approach signal advancements in mortgage finance.

The Federal Home Loan Bank System, a vital component of housing finance for 90 years, faces scrutiny post-2023 banking crisis. Nearly $700B in loans, including to failed banks, sparks concern. Teresa Bazemore, CEO of FHLBank of San Francisco, and Mike Fratantoni of MBA discuss reforms and system's role in housing.

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SERC Previews Mortgage Climate Risk Analyzer for State Officials

The Maryland Department of Emergency Management collaborates with the University of Maryland's Robert H. Smith School of Business to develop a Mortgage Climate Risk Analyzer. Led by Professor Clifford Rossi, the tool assesses climate-related risks to homeowners, aiding in disaster preparedness and resiliency efforts.

The banking regulatory agencies recently proposed a new set of capital rules for large banks referred to as Basel 3 Endgame (B3E) that have broad sweeping implications not just for those institutions but also for consumers, businesses and the economy at large. In this webinar, we will examine the key features of B3E and how those proposed rules could impact banks as well as their customers and overall markets.  We are thrilled to have Greg Baer, President and CEO of the Bank Policy Institute as our guest to walk through these topics moderated by Dr.

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This month we explore some of the latest thinking about cyber insurance including the types of policies available on the market, challenges in pricing cyber insurance, what has worked and not worked in this market as well as how AI might affect cyber risk going forward, among other topics.

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  • Janice Englesbe, SVP and Chief Risk Officer, Arch Capital Group, Ltd.

Moderator: Cliff Rossi, Director, SERC

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‘Collective Action’ a Focus of the 19th Forum on Financial Information Systems and Cybersecurity: A Public Policy Perspective

University of Maryland researchers and the U.S. Attorney for Maryland described the significance of cybersecurity as a collective action, as part of the 19th Forum on Financial Information Systems and Cybersecurity: A Public Policy Perspective.

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