Professor of the Practice Clifford Rossi describes, in a HousingWire op-ed, why the Consumer Financial Protection Bureau needs to rethink its definition of a qualified mortgage loan to be better aligned with industry underwriting.

Mortgage risk models are based on historical information and not equipped for today’s COVID-affected environment, meaning “a balance of art and science” is needed to manage these models.

With mortgage rates so low, you might think that everyone would be looking to refinance. Why aren't they?

Hurricane intensity and frequency this year is likely to have significant impact on mortgage default risk. That means implications for the housing market, investors in credit risk and homeowners.

When faced with an economic downturn, policymakers look to adopt measures to ensure that consumers can gain access to vital credit. But sometimes the measures have unintended consequences.

Among the newest worries to the economy in this coronavirus pandemic? A rise in mortgage delinquencies.

Managing your own investment risk like a bank can provide a way to quantify your appetite for risk under a wide range of outcomes in a consistent and easily understood manner.

With mortgage rates recently falling to a three-year low, maybe you’ve been wondering whether it might be time to refinance. Our expert has the math to help you decide.

Big U.S. banks have begun cozying up to the business of building and selling mortgage bonds, the very securities that helped plunge them into financial crisis a decade ago. Is it time to worry?

Tweaks to the Volcker Rule will help fix a regulation that is too vague, complex and burdensome, Maryland Smith finance professor Clifford Rossi says.