Announcements
October 31, 2024
Smith Enterprise Risk Consortium Announces New Mortgage Risk Indexes
The Smith School's Enterprise Risk Consortium introduces two mortgage risk indexes: the Mortgage Credit Risk Index (MCRI) and Mortgage Redtail Risk Index (MRRI). MCRI measures 3-5-year default risk on GSE-eligible loans, while MRRI identifies loans with high-risk factors, aiding lenders, investors, and regulators in assessing mortgage credit risk and adverse selection.
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Smith Enterprise Risk Consortium Announces New Mortgage Risk Indexes
October 31, 2024
Smith Faculty Awarded Grants for Innovative Teaching Practices
Smith’s Teaching/Learning Innovation Grant supports Cliff Rossi’s experiential learning project, where students analyze climate risk impacts on mortgages using machine learning. The project develops industry-relevant skills, preparing students for top finance roles and advancing climate-risk insights in housing.
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Smith Faculty Awarded Grants for Innovative Teaching Practices
October 8, 2024
Risk Matters: Stabilizing Homeowners Insurance via a Private-Public Capital Market Solution
Clifford Rossi argues that the homeowners insurance market is unraveling due to rising natural disaster risks. He proposes a government-sponsored entity to centralize hazard insurance, improving risk management and financial stability.
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Risk Matters: Stabilizing Homeowners Insurance via a Private-Public Capital Market Solution
July 10, 2024
Tackling Risk Challenges in Community Banking
The collapse of regional banks in 2023 revealed widespread risk mismanagement and prompted regulatory scrutiny. Rising interest rates now threaten community banks, highlighting the need for robust management. University of Maryland students investigated these issues in a national case competition with local banks.
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Tackling Risk Challenges in Community Banking
May 31, 2024
Reddit AMA: Smith’s Clifford Rossi Gives Climate Finance Insights
Reddit featured UMD professors Clifford Rossi and Tim Canty in a "climate finance" Ask Me Anything session, highlighting their collaboration in climate finance education and their new MS in Climate Finance and Risk Management degree.
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Reddit AMA: Smith’s Clifford Rossi Gives Climate Finance Insights
March 28, 2024
Smith MQF Team Excels in ‘Credit Risk Transfer’ Project for Freddie Mac
In a notable academic endeavor, students from Smith's Master of Quantitative Finance program undertook an experiential learning project, crafting a model for valuing credit risk transfer (CRT) securities for Freddie Mac. Led by Professor Clifford Rossi, their rigorous methodology and innovative approach signal advancements in mortgage finance.
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Smith MQF Team Excels in ‘Credit Risk Transfer’ Project for Freddie Mac
February 22, 2024
SERC Previews Mortgage Climate Risk Analyzer for State Officials
The Maryland Department of Emergency Management collaborates with the University of Maryland's Robert H. Smith School of Business to develop a Mortgage Climate Risk Analyzer. Led by Professor Clifford Rossi, the tool assesses climate-related risks to homeowners, aiding in disaster preparedness and resiliency efforts.
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SERC Previews Mortgage Climate Risk Analyzer for State Officials
January 17, 2024
Cybersecurity Risk: A Technology Problem Requiring an Economic Solution
By Lawrence A. Gordon, EY Professor of Managerial Accounting and Information Assurance
January 17, 2024
‘Collective Action’ a Focus of the 19th Forum on Financial Information Systems and Cybersecurity: A Public Policy Perspective
University of Maryland researchers and the U.S. Attorney for Maryland described the significance of cybersecurity as a collective action, as part of the 19th Forum on Financial Information Systems and Cybersecurity: A Public Policy Perspective.
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‘Collective Action’ a Focus of the 19th Forum on Financial Information Systems and Cybersecurity: A Public Policy Perspective
June 1, 2023
Smith Launching an Enterprise Risk Consortium
COLLEGE PARK. Md. – June 1, 2023 – An initiative targeting both industry practitioners and students to advance their knowledge and skills in risk management and to provide innovative risk analytics tools and modeling capabilities to institutions is forthcoming from the University of Maryland’s Robert H. Smith School of Business.