SMITH BRAIN TRUST – App makers delayed updating to a more secure version of Google’s Android platform just so they could continue to harvest and sell users’ personal data, finds new research from the University of Maryland’s Robert H. Smith School of Business.
Professor Siva Viswanathan's research focuses on emerging issues related to online firms and markets, and on analyzing the competitive and strategic implications of new information and communication technologies. His current research examines the growth of online information intermediaries, and their potential to disrupt traditional business models and transform the competitive landscape in sectors such as auto-retailing, financial services, and advertising, among others. Viswanathan's research has appeared in top academic journals including Management Science, Information Systems Research, Journal of Marketing, and Decision Support Systems. He is also an active participant in international conferences and industry forums. He is the co-director of the school's Center for Digital Innovation, Technology, and Strategy (DIGITS).
About one-quarter of jobs today require some kind of licensing by state governments, up from 5 percent in the ’50s. Some of the oversight is crucial for public safety and well-being. You want your doctor to be licensed, and probably your accountant. But a hairdresser? Florists?
Joining a social network means trading privacy for information. Criminal investigators and advertisers are increasingly inventive in the ways they use Facebook to mine data. Add creditors to this mix. Facebook, last month, received approval for a patent for a mobile payment system that could be used to evaluate a loan applicant’s credit worthiness based on that person’s Facebook friends. Smith School professor Siva Viswanathan discusses the implications. Read more...
The Obama administration is taking aim at a job killer that doesn't get a lot of attention: Excessive occupational licensing. Not the sexiest topic, granted, but livelihoods are made or dashed by it — and it's an area where the president is finding common ground with conservatives. Smith School professor Siva Viswanathan challenges the notion that licensing is even the best way to protect consumers from incompetent service providers. Read more...
Borrowers live or die by their FICO scores — numbers that offer a snapshot of how reliable they've been in paying back their debts. But some 53 million Americans don't have such scores because their credit history is thin or nonexistent. Now the Fair Isaac Corporation (aka FICO), is testing a new measure that would open up credit to many of these people. Smith professors Cliff Rossi and Siva Viswanathan offer insights. Read more...
Rules against seller retaliation for negative reviews improves service but shifts balance of power to buyers
Your friends say a lot about you — and can even determine whether you can get a loan. That’s the finding of new research from Siva Viswanathan, associate professor of decision, operations and information technologies.
Ph.D., Information Systems, New York University
M.Phil., Information Systems, New York University
M.B.A., Finance and General Management, Indian Institute of Management (India)
B.S., Electrical and Electronics Engineering, Annamalai University (India)