Based on current data and models, implementation of such stress tests is another exercise in ‘feel good’ regulatory policy, Maryland Smith’s Clifford Rossi writes in The Hill.
What will happen now to Freddie Mac, Fannie Mae and their 12-year conservatorship? Writing in HousingWire, Maryland Smith's Clifford Rossi shares his view.
The Consumer Financial Protection Bureau appears to have missed an opportunity to correct a nagging issue in its definition of a qualified mortgage, Maryland Smith's Clifford Rossi writes in Housing Wire.
Hurricanes are expected to increase in intensity and frequency. Will this lead to a significant upsurge in mortgage defaults, and what are the risk implications for mortgage credit investors, insurers and GSEs? Maryland Smith’s Clifford Rossi writes about it all in GARP Intelligence.