2013

June

Financial System’s Guardians Give Cyberattacks Short Shrift
June 13, 2013

Fox News: Obama still failing as CEO of USA, Inc.
June 11, 2013

Time to Reverse Course on Reverse Mortgages
June 6, 2013

May

A Lesson for U.S. Housing Reformers from Across the Pond
May 29, 2013

Guess What? Basel III Oversimplifies
May 21, 2013

The Best Chance for a Stable Mortgage Market
May 15, 2013

Banks Forced to Use Shortsighted Accounting
May 2, 2013

April

Fix Credit Ratings Process Ahead of GSE Reform
April 26, 2013

FDIC Should Charge Banks for Lax Risk Management
April 19, 2013

Let the FHA Charge for Risk, Like Fannie and Freddie Do
April 11, 2013

March

Basel's Treatment of GSE Securities Threatens Housing Recovery
March 27, 2013

Banking Needs Less Regulation, More Risk Governance
March 20, 2013

The Unsung Virtues of Mortgage Credit Enhancements
March 12, 2013

C-SPAN: Future of Fannie Mae and Freddie Mac
March 9, 2013

February

Act Now to Wean Multifamily Lending Off GSE Support
February 25, 2013

Raising FHA's Game
February 25, 2013

Mortgage Underwriting Is Trapped in a Box
February 6, 2013

January

Break the Megabanks' Stranglehold on Mortgage Servicing
January 30, 2013

Maryland Morning: No-Doc No More?
January 22, 2012

GSE Reform Needn't Wait for Congress
January 18, 2013

QM Cements the Sorry State of Mortgages for Years to Come
January 11, 2013

How to Bring Private Capital Back to Mortgages
January 3, 2013

2012

December

How Do We Fix Our Housing Finance System? Part II: Rethinking Government's Role, Starting with FHA's
December 24, 2012

How Do We Fix Our Housing Finance System? Part I: An Overview
December 17. 2012

Avoiding a Banking System that Is Unsafe at Any Speed
December 5, 2012

November

Banking Needs to Get Over Infatuation with Risk Models
November 28, 2012

FHA Annual Report Reveals a Cornucopia of Problems
November 20, 2012

It's Time to Reboot Housing Reform
November 13, 2012

National Mortgage Database Faces Challenges in Becoming Go-To Risk Tool
November 6, 2012

October

Has OCC's Ability to Monitor Interest Rate Risk Been Compromised?
October 30, 2012

How to Loosen the 'Qualified Mortgage' Straitjacket
October 26, 2012

JPMorgan Changes VaR Model Again, But It's Still a Black Box
October 16, 2012

FHFA’s Vision for MBS Platform: Ambitious, Laudable, Dicey
October 9, 2012

CFTC's Court Defeat Holds Lesson for All Banking Regulators
October 4, 2012

September

FHFA's State-Level Guarantee Fee Plan Sets a Bad Precedent
September 27, 2012

Repurchase Risk Still Haunts Mortgage Lenders
September 21, 2012

FHA Just Might Dodge a Bullet
September 13, 2012

Credit Union Capital Requirements Stifle Access to Credit
September 7, 2012

August

Combining Fannie and Freddie: The Logical Next Step
August 29, 2012

Mortgage Industry's Need for Speed Played Big Role in Crisis
August 20, 2012

How Eminent Domain Mortgage Plans Signal a Failure in Housing Policy
August 17, 2012

FHFA, Principal Reductions and Shared Appreciation
August 8, 2012

July

Breaking Up Big Banks is Hard to Do
July 31, 2012

Labeling Nonbanks 'Systemically Risky' Is Itself a Risky Process
July 18, 2012

Does Wells Fargo's Mortgage Dominance Pose Excessive Risk?
July 9, 2012

June

Rating Agencies Remain a Weak Link in the Financial System
June 25, 2012

Models Like VaR Only as Good as Risk Managers' Imaginations
June 18, 2012

OCC Lacks Resources to Spot Problems Like JPMorgan's
June 12, 2012

Will Basel III Dull or Sharpen Economic Cycles?
June 6, 2012

May

Lesson from JPMorgan: Risk Management Needs to Run Deep
May 29, 2012