Dr. Haluk Ünal
Professor

Ph.D. Ohio State University

4429 Van Munching Hall
301.405.2256
hunal@rhsmith.umd.edu
www.smith.umd.edu/faculty/hunal/

Professor Unal, a senior Fellow at the Wharton Financial Institutions Center, has recently been appointed as the Managing Editor of the Journal of Financial Services Research. His current research focuses on supply, demand, and regulation of financial services. Specifically, he has conducted research to answer questions in risk management, credit-risk pricing, and the analysis of incentives and conflicts in bank ownership changes. His work has been published in the Journal of Finance, Journal of Financial Quantitative Analysis, Journal of Money Credit and Banking, Review of Derivatives Research, and other leading journals. Unal has consulted for the World Bank and the Department of Justice and held executive programs for Fannie Mae, Oracle, and Hughes Network Systems. He received the business school's Krowe Award for Teaching Excellence in 1991 and 1999.