Karen Hallows is a fulltime lecturer in the finance department at the Robert H. Smith School of Business at the University of Maryland since August of 2011. She currently teaches business finance in the undergraduate program and will be conducting two short term study abroad programs to Chile and Nicaragua in 2015. She has published in academic and trade journals in the areas of the economics of education, financial management education, and international business education. Currently, her research is focusing on case writing in financial management. Prior to joining the Smith School, Karen was the director of the executive MBA program, academic director of executive programs, and a finance faculty member at George Mason University from 1998 - 2011. In 2009, she was awarded one of six GMU University-wide Teaching Excellence Awards and she has received several other School of Management teaching awards while at GMU. Karen has led many short-term study abroad courses to Asia, Europe, Africa and South America. Each year from 2003 - 2009, she conducted a week-long EMBA financial markets residency in New York City. She has conducted many finance executive education seminars and has provided consulting services for corporate and government participants. She served as the Academic Director of the Ford Foundation Business Journalist 4-week summer program held at the University of Missouri from 1987-2000. Karen has an undergraduate degree from Central Missouri State University, a master's degree from Purdue University and a PhD degree from the University of Nebraska.